I WANT MY TWO DOLLARS!

Whatever made me think that I could manage our finances? What the hell was I smoking that day?

I have been working very hard recently to get our credit rates lowered and up until this point I had thought myself to be quite successful. According to Suze Orman, I am also making my credit rating stronger by doing so. Score one for me.

Maybe not though, since I have inadvertantly paid off one account twice. Apparently, when applying for a super-low interest rate card, I put down an accout number to be transfered, and in the meantime (since it took like, forever for the approval to come through) I transfered it off with another card after I called and lowered the rate, forgetting that I had applied to have it transfered.

Confused yet?

Well, both transfers (for the same account) went through, and now I have a very large surplus, that I would very much like back. Easy enough to accomplish, except that it will take 14 days to get my check.

And therein lies the problem, since we need something to be able to go out of town next week. This is my M-O: Use the cards when we're out of town, pay them off in big chunks from the bonuses and 5-week months and keep my credit healthy in the process. I had planned on emptying the double-paid account and keeping it open to balance out my debt to credit ratio. The rate isn't all that great, so I hadn't planned on using it anymore, just letting it sit there. I need my new super-lowzero rate fixed(!) card empty to transfer the last high rate store card (sorry, Target) and get it off our backs. But I guess I'll just use that for next week's festivities and pay it off when the expense report money comes in from being in Atlanta. That'll work, right?

God. Now I'm cornfused. Anyway, I think I fixed it, but I had to spend the last hour and a half calling various companies, fending off numerous card protection offers and the like and speak to some not so helpful people. Argh.

Not that any of you really care about this, but this is my blog and I can talk about whatever I want.

In semi-related news, why is it that whenever I purchase something quasi spur-of-the-moment, if I go back to the store the next week, it's always on sale or something? (I'm soooo looking in your direction, OLD NAVY.) That is totally aggrivating. But whatever. I just like my new shirt. It makes me feel all girly-girl.